Retirement calculator
Work out what a client needs to retire on
Enter the client’s age, super balance, retirement age, life expectancy and the income they want, and the retirement calculator shows the balance needed at retirement and the annual deposit required to get there.
Included in the base subscription
Published AccountKit product screenshot; the interface may have changed since capture.
Inside the tool
From today’s balance to the target
Step through a sample client. The figures are illustrative; a real result depends on the client’s inputs and assumptions.
Retirement calculatorInteractive preview · sample dataSelected scenario 01
Today
Start with the client’s current age and the current balance in their super.
Discuss the assumptions before exploring an outcome.
Sample interface and values. This illustration does not calculate a loan, super balance or retirement outcome, and is not financial advice.
An agreed starting point
Selected scenario 02
Future
Set the retirement age, life expectancy, the income they want each year and any balance to leave to their estate, with the expected returns and tax rates before and after retirement.
Discuss the assumptions before exploring an outcome.
Sample interface and values. This illustration does not calculate a loan, super balance or retirement outcome, and is not financial advice.
The assumptions are visible and adjustable
Selected scenario 03
Next step
The calculator shows the balance required at retirement and the annual deposit needed. Use it to open a fuller planning conversation in your financial planning software.
Discuss the assumptions before exploring an outcome.
Sample interface and values. This illustration does not calculate a loan, super balance or retirement outcome, and is not financial advice.
A starting point for advice, not a promise
Interactive demonstration with sample data, based on the AccountKit interface.
Who it’s for
For the first retirement conversation
Accountants and advisers giving a client a rough feel for what they need to save, before deeper work in financial planning software. It doesn’t account for every circumstance, so share it with a disclaimer.
How often it comes round
At a client review, or once the compounding calculator has shown why contributions matter.
- In the meeting
- Fill in each figure with the client.
- After the meeting
- Save the result, then print it for the client.
Questions
What practices ask about the retirement calculator
What does the retirement calculator work out?
Two figures: the balance needed in super at retirement, and the annual deposit required to fund the desired income and leave any end balance.
Does it replace financial planning software?
No. The retirement calculator gives a rough guide to start the conversation. Detailed planning and any statement of advice belong in financial planning software.
Can I print the result for the client?
Yes. Save the calculation first, then print it.
Make it your practice
Give your next client a retirement target
Start a free 14-day trial and run the numbers with a client at their next review, or book a demo to see the calculator with the team.
